FEATURES & BENEFITS:

• Up to 70% of Property Value
• Up to 25 years installment
• Interest rate from 9% p.a.
• Soft title deed is acceptable
• 3rd party guarantee is acceptable
• Interest payment only during construction
• No loan approval fee
• No renewal fee
• No amendment fee
• One-off legal charge
• Fast and hassle-free application
• Visa card upon request
• Internet banking facility available

WHO CAN APPLY

• Individualor Joint applicants(Cambodian or foreigner who are Maybank Group existing customer)
• Borrower age must between 18 to 65 during loan period
• Up to maximum of 6 applicants

REQUIREMENTS FOR APPLICATION SUBMISSION:

Identity documents:

• National Identification Card (NID) or Passport
• Family Book, Residential Book, Marriage Certification, Birth Certificate or any valid document certified by local authority

Proof of loan purpose:

• Sale & purchase agreement of the property (if applicable), not required for pre-assessment without issuing of LO

Income evidences:

• Salary earner
• Employment contract, employment confirmation or appointment letter
• Last 3 to 6 months pay-slips, bank statement and/or other relevant documents
• Business owner
• Proof of existing business >3 years
• Valid business registration prior to loan release
• Last 2 years Profit and Loss statement (please discuss with our BRE on requirement)
• Other verification document (e.g. sales invoice, purchase invoice or any valid proof)
• Banking statement or passbook (if applicable)
• Property rental
• Proof of property ownership
• Valid leasing contract or rental agreement
• Pay-check (if applicable)

Please note that foreigner income to be assessed by Maybank Group base at home country.

CONDITIONS APPLIED BEFORE LOAN RELEASE:

• Submission of Sell and Purchase Agreement (with JS Land Limited)
• Proof of 30% down payment paid to JS Land Limited
• Original Letter of Offer and Lending Agreement signed
• Agreeable to convert soft-title deed to hard title upon completion of construction and available on hard title deed conversion (confirmed by JS Land Limited)
• Agreeable to purchase fire insurance policy after completion of property construction prior to handover
• Agreeable to charge the property after hard title available and construction completed before expiry of master guarantee
• Other Housing Loan Terms & Conditions apply

Terms & Conditions Apply. Subject to change without prior notice.