HOUSING LOAN

• Up to 80% of Property Value
• Up to 25 years installment
• 3rd party guarantee is acceptable
• No renewal fee
• No amendment fee
• One-off legal charge
• Fast and hassle-free application

• Individual (Cambodian nationality only)
• Joint applicants (Cambodian or foreigner whose spouse is Cambodian, maximum up to 6 applicants is allowed)
• Earn a stable income of USD1,000/month or more
• Borrower age must between18 to 65 during loan period
• Purchase property(.ies) for owner occupied or investment
• Property construction for residential or owner occupied
• Refinancing existing housing loan
• Re-mortgage existing property(.ies) for property investment

Identity Documents

•  National Identification Card (NID) or Passport

•  Family Book, Residential Book

•  Marriage Certification (If applicable)

Supporting Document

•  Purchase property - Sale & purchase agreement

•  Refinancing - existing facility agreement and proof of repayment

•  Construction – construction plan or construction permission

•  Copy of property ownership document

•  Income evidences (Pay-slip, Bank Statement or Rental Agreement as applicable)