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Multi-Currency Fixed Deposit

A Multi-Currency Fixed Deposit allows you to place funds in selected foreign currencies for a fixed tenure and earn competitive interest returns.



Key Features


  • Available to Individual and Non-Individual customers aged 18 years and above
  • Supported currencies: AUD, EUR, GBP, HKD, NZD
  • Tenures range from 7 days to 1 month, depending on currency
  • Interest is calculated based on the actual number of days
  • Competitive interest rates apply and vary by currency and tenure

Minimum Initial Placement


Currency AUD
GBP
EUR
NZD
HKD

Amount

10,000 5,000 5,000 10,000 50,000

Fees & Charges, Rates


Interest Calculation

  • GBP, HKD: (Principal × Rate ÷ 365) × Number of Days
  • AUD, EUR, NZD: (Principal × Rate ÷ 360) × Number of Days

 

Withholding Tax

  • Resident: 6%
  • Non-Resident: 14%

 

Fees

  • Lost Fixed Deposit Certificate
◊ AUD / NZD: 10
◊ GBP / HKD / EUR: 50

 

Interest Rate

Tenor EUR
AUD
GBP
NZD
HKD
7 Days 0.50% 1.50% 1.50% 0.75% 1.25%
14 Days 0.50% 1.50% 1.50% 0.75% 1.25%
21 Days 0.50% 1.50% 1.50% 0.75% 1.25%
1 month 0.75% 1.75% 2.00% 1.00% 1.50%

Disclaimer


  • The applicable interest rates may be revised by the Bank at its discretion from time to time without prior notice, subject to applicable laws and regulations. Where interest rates are expressly agreed between the Bank and the customer, such agreement shall prevail.
  • The account shall be closed in the absence of any active fixed deposit certificates.
  • Withholding tax shall apply in accordance with prevailing Cambodian tax laws and regulations.
  • This information is provided for general reference only and does not constitute a binding commitment.
  • The Bank’s applicable terms and conditions, as updated from time to time and available upon request or on the Bank’s official website, shall apply.
  • In the event of any inconsistency, the terms of the duly executed agreement between the Bank and the customer shall prevail.

How to Place Deposit


Place your Multi-Currency Fixed Deposit conveniently at the nearest Maybank branches or directly via the M2U KH app today.