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Life Insurance Coverage • Death or Total and Permanent Disability (TPD) caused by non-accidental events: Benefit of 100% of the sum insured. • Death or TPD caused by accidental events: Benefit of 200% of the sum insured. |
Flexible Premium Payment Terms • Premium payment options include 5, 10, or 15 years, or until the end of the policy term • Coverage terms are available for up to 25 years • Premium mode options include Quarterly, Half Yearly, Yearly. |
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Affordable Premiums • Premiums start as low as $82 per year for a sum insured of $5,000, with a 5-year premium payment term and a 10-year coverage period. Opting for longer payment terms further reduces the yearly premium amount. |
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Etiqa EasyTerm
Focused on High Protection with Affordable Premiums, Offering a straightforward and
adaptable insurance solution, with short premium payment terms and extensive longterm coverage.
Example
Mr. Samnang, aged 34, signed up for Etiqa EasyTerm with a sum insured of $20,000, 10-year premium payment term, and 10-year coverage period. His annual premium is only $231 (after discount).
Insurance Benefits (Death/TPD Coverage):
• Non-accidental death/TPD: He will receive a claim benefit of $20,000.
• Accidental death/TPD: He will receive a claim benefit of $40,000.
Additional Benefits
To ensure the most suitable and comprehensive coverage, you can enhance your existing policy with our additional insurance products (riders). For instance, Mr. Samnang can add critical illness benefits by adding just $29 more. This provides:
• A claim amount of $10,000 benefit for the treatment of 35 critical illnesses, from early to late stages, including diabetes and recovery benefitE
• Premium waiver benefit in the event of any covered critical illness at late stage.
Special Offer
• 5% discount for policies with a sum insured between $10,000 and $49,000.
• 10% discount for policies with a sum insured of $50,000 and above.
