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Cash Back Benefit Options • 7 available cash back options for maturity benefits are: 70% | 75%| 80% | 85% | 90% | 95% and 100% of the total premiums paid. |
Life Insurance Coverage • Benefits for death or total and permanent disability (TPD) caused by non-accidental events, or 2x of the Sum Insured in the case of accidental events. |
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Flexible Premium Terms • Premium payment terms include 5, 10, or 15 years, or until the end of the policy term. • Coverage terms available for up to 25 years. • Premium mode options include Quarterly, Half Yearly, Yearly. |
Affordable Premiums Premiums start as low as $185 per year for a sum insured of $5,000, with a 5-year premium payment term and a 10-year coverage term. Opting for longer payment terms will reduce your yearly premium amount. |
Etiqa FlexiCash
Comprehensive Coverage and Maturity Benefits, Offering a perfect balance of protection and savings with customizable plans, designed to meet your unique requirements. You can choose from 7 flexible maturity benefit options, which offers a range of savings from 70% to 100% of your total premiums paid.
Example
Mr. Socheat, aged 34, chose Etiqa FlexiCash with a sum insured of $10,000, a 5-year premium payment term, and a 10-year coverage term. He selected two cash back options as shown below:
Cash Bank Option ៖
| Option | Option 1 | Option 2 |
| Cashback Option | 70% of Total premiums | 100% of Total premiums |
| Annual Premium | $425 | $1,029 |
| Total Premium Paid | $2,215 | $5,145 |
| Cash Back at Maturity Benefit | $1,488 | $5,145 |
Insurance Coverage (Death/TPD)
• Death/TPD (Non-accidental): He will receive a claim benefit of $10,000.
• Death/TPD (Accidental): He will receive a claim benefit of $20,000.
Additional Benefits
For an additional premium starting from $30 to $32, respectively, for both options above, Mr. Socheat could enhance his coverage with critical illness benefits, reducing the financial burden during challenging times. This provides:
• A claim amount of $10,000 payout for 35 critical illnesses, from early stage to late stages, including diabetes and recovery benefit.
• Premium waiver in the event of any covered critical illness at late stage.
Special Offer
• 5% discount for Sum Insured between $20,000 and $99,000.
• 10% discount for Sum Insured of $100,000 and above.
