Key Responsibilities:

  • Responsible for the preparation of credit review and risk assessment analysis of various types of lending proposals for our clients and to ensure credit quality and its compliance with credit policy and lending guidelines
  • To perform credit analysis in evaluating an applicant’s loan request in order to determine creditworthiness and mitigate key/ material credit issues
  • To ensure credit proposals are within the Bank’s credit parameters/ guidelines in order to maintain quality of loans
  • To check on credit proposals including consistency of information state in loan application request with credit memo in order to make recommendation on approving or declining of loan requests
  • To identify key credit risks and provide mitigating measures and covenants to enhance credit quality
  • To ensure compliance to policies, regulatory/ statutory requirements and lending guidelines 

Job Requirements:

  • Bachelor’s Degree/Professional Qualification in Business Administration, Banking & Finance, or its equivalent
  • Numerate with good credit analysis skills and naturally inquisitive mind
  • Well organized, meticulous, able to handle multiple tasks and meeting tight deadlines
  • High proficiency spoken or written of English language
  • Good communication and leadership skills
  • Have at least 3 to 5 years of experience related to credit